Buying travel insurance for international trips is a great way to protect your finances while abroad. There are many reasons to purchase travel insurance, including missed flights, equipment malfunctions, and bounced bookings. Your international travel insurance policy will cover any additional costs you incur while rebooking a hotel or flight. Whether your flight is delayed by bad weather, equipment malfunction, or a bounced booking caused by an overbooked airline or hotel, your insurance can help cover these extra costs.
COVID-19 coverage is also available through international health insurance
If you’re going on vacation or an extended business trip, you’ll likely want to make sure you’re covered for COVID-19. This coronavirus disease is treated in the same way as flu. Your health insurance company will cover the costs of inpatient and outpatient treatments. COVID-19 coverage is also available through many international health insurance plans.
Some plans will cover COVID-19 testing at no cost. Other plans may require prior authorization and require copayments for the service. Some insurers will only cover COVID-19 tests if they’re medically necessary. If you have health insurance, you’ll want to make sure your provider offers COVID-19 coverage.
In the U.S., BlueCross BlueShield of North Carolina offers free COVID-19 coverage if you’re in-network. BlueCross also waives copayments for in-network providers for the condition. It also covers out-of-network visits for primary care and behavioral health care.
Can I cancel my plan?
Before canceling a travel insurance plan, travelers must contact the insurance company in writing to request a cancellation. They must have received their policy certificate via e-mail or regular mail, and they must include their policy number and contact information. If they cannot locate this information, contact the insurance company’s customer service.
A cancellation for any reason (CFAR) policy protects travelers from most of the costs of travel if they have to cancel a trip for any reason. This coverage is especially useful if you have an illness or are otherwise unable to travel. A standard comprehensive travel insurance plan may not cover the costs of an illness that prevents you from traveling. However, CFAR coverage will help you recoup some of the lost costs of your trip.
Some plans will reimburse you for the costs of missing the trip if you cancel the policy within the specified time. However, you must check the fine print of the insurance plan to know if you can cancel it based on specific reasons. In some cases, the coverage is limited to non-refundable expenses, such as a rental car.
Can I rebook my plan?
If you wish to change your travel plans, you may be entitled to a refund of your premium. Alternatively, you can apply to transfer your plan to another insurer. In such a case, the new premium will be calculated based on the details of your new trip. However, you cannot get a refund for the amount you paid in the first place.
Can I rebook my trip?
When traveling abroad, it is important to understand the terms and conditions of your travel insurance policy. You might be able to rebook your trip without an additional insurance premium, or you may be able to receive a refund if you cancel your trip. Depending on the travel insurance provider, you may also be able to transfer your insurance policy to a new traveler for an additional premium.